Provident Loan Society of New York Promotes New Lending Offer Just in Time for Peak Moving Season

Provident Loan Society of New York Promotes New Lending Offer Just in Time for Peak Moving Season

Did you know that more than 40 million people move each year in the United States, and an estimated 80 percent of those moves occur between April and September? This period of time is referred to as, peak moving season. And for the first time, Provident Loan Society is promoting a moving offer.

Provident Loan Society’s moving offer is designed to help when you may need quick cash for moving expenses, including deposits, credit fees, new furniture and more. You can use your collateral – gold, silver or fine jewelry – to borrow money for moving expenses and deposits, instead of borrowing against credit cards or personal loans from banks.

This deal is offered because it’s harder to get out of debt when you keep borrowing money against your credit card or take personal loans from a bank. The best part? A loan with Provident Loan Society doesn’t impact your credit score and is more affordable than most credit card offers without hurting your credit score. 

As the country’s only not-for-profit pawnshop, interest rates at Provident Loan Society are comparable to credit cards, but are typically half the cost of most commercial pawn shops. Provident Loan Society only charges you 13 percent for a six-month loan, while a traditional pawnbroker charges 24 percent for the same loan.

How to get this moving offer?

You can go to one of our five locations in New York City and borrow against your collateral items in person. The jewelry or collateral items are appraised on site and cash is given on-the-spot. This loan process typically takes about 20 minutes to complete in-person.

If you don’t live in New York, can can borrow money from Provident Loan Society by mail. Once the jewelry is received, an appraiser from Provident Loan Society will contact you and tell how much you can borrow with the current item. Items that are eligible for loans include diamond jewelry, gold jewelry, gold coins (only for gold content), watches and silverware. Consumers can also apply online for a collateral loan using their gold or jewelry.

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