A Better NYC Jewelry Pawnshop

At Provident Loan Society, we understand the challenges that people face when they need to get money quickly, for whatever reason. But if bad credit makes other lending options impossible, our jewelry collateral loans provide a fast, secure, and less expensive way to get the cash you need—instantly and with no credit checks required! 

For over 120 years, Provident has been a welcome alternative to the high interest rates and fees of traditional pawnshops. The interest on our jewelry collateral loans is about half that charged by other jewelry pawnshops (26% vs. 48%), and we give you a full six months to pay it off.

The process is simple:

  • First, determine how much you need.
  • Use our online Fast Cash Calculator to verify your interest and fees.
  • Visit one of our five New York City locations to apply for the loan in person. Our onsite appraiser will make you a loan offer and give you the cash on-the-spot.
  • If you live out of state, call us toll-free at 1-800-PLS PAWN (800-757-7296) or fill out our loan application online. Then mail in your jewelry loan collateral at your convenience. We’ll appraise your items and make you a loan offer. Upon your approval, we will send you a check or wire you the money within 24 hours.


The Advantages of a Provident Jewelry Collateral Loan:

  • Borrow up to $100,000
  • No credit check
  • No installment payments
  • Lower fees and interest rates
  • Payment terms up to six months
  • Grace periods

If you choose not to repay your loan, the collateral is sold at a third party public auction house to maximize the possible surplus returned to you.

Our jewelry loans are secured by gold and diamond jewelry, as well as fine watches and silverware. All collateral items are stored safely in secure vaults for the term of your loan.

To learn more about our jewelry collateral loans, call us toll free at 1-800-PLS PAWN (800-757-7296) or visit one of our five New York City branches today.

The Provident Loan Society. Pawning Redefined.

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