Cash Loans from $1 to $100,000 on Gold and Diamond Jewelry

If you need cash fast, come to The Provident Loan Society. Since we opened our doors in 1894, New Yorkers have come to us as a welcome alternative to the high interest rates and fees of traditional pawnshops.

As a not-for-profit lending organization, we provide secured collateral loans for gold and diamond jewelry, gold coins, fine watches, and silverware, at interest rates comparable to those of many credit cards.

Provident Loan Pawn Shop
Loan Period 6 months 4 months
Interest Rates 26% Annual Interest Rate 48% Annual Interest Rate
Additional Fees Lower Maximum
Grace Period Yes No

Our process is quite simple, too. Bring your collateral items to one of our five New York City offices. Tell us how much money you need (up to $100,000) and when you want to pay it back. We’ll then appraise your items onsite and give you the cash on-the-spot. It’s that easy! The process typically takes about 20 minutes to complete.

Why It Pays to Go to Provident

  • Instant cash up to $100,000
  • NO credit checks
  • NO installment payments
  • Lower interest rates and fees
  • Longer loan terms and grace periods
  • Reduce/redeem your loan at any time during the repayment period
  • Refer a Friend cash reward program

To get started on your secured collateral loan, visit one of our five New York City locations, call us toll-free at 1-800-PLS-PAWN (1-800-757-7296), or click the button below to fill out our easy loan application. We also offer loans by mail to all 50 states and US territories.

Apply for a Loan

For an estimation on loan fees and interest rates, you can use our Fast Cash loan calculator.

If it’s your first time taking out a collateral loan you might have questions. Here is our inclusive guide, on what you should ask before taking a collateral loan. Free to download: Questions to ask your pawnbroker.

If you have any additional questions or need more information, please, look at our FAQ, visit one of Provident Loan Society New York Locations or call Provident Loan toll free at 1-800-757-7296.

The Provident Loan Society. Pawning Redefined.

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