In 1914, Woodrow Wilson officially adopted the second Sunday of May as Mother’s Day. Since then, people all of over the US and UK (yes, we didn’t forget about the Brits!) annually buy gifts for their mothers, step-mothers and grandmothers. But how much do we regularly spend on Mother’s day and what gift should you get your mother this year?
Summer is around the corner and you haven’t booked your vacation yet? Two possible explanations. One, you’re a big-time procrastinator. Or two, you’ve already planned out the entire trip but are missing one little detail: the money to get there. Either way, we’re here to help you out.
Click below to find out how you can save money while booking your summer vacation!
April 15th is coming up and you know what that means…Tax Day! It’s time to face the paperwork, but for most people this also includes a hefty tax refund– not so bad after all, eh?
Speaking of Tax Day…
Did you know that April 15th is not the due date for every state in America? Find out why and more in this blog post, which covers 10 interesting facts you didn’t know about taxes!
It might not feel like it just yet, but it’s officially spring! Even though we still need our winter jackets, it’s certainly time to bring out those sunglasses out from hibernation.
Now that the sun is out, you’re probably thinking about shopping for some new T-shirts and shorts. But with what money? Not to mention, is there even room for more stuff in your closet? (more…)
Hopefully you’ve had a wonderful Christmas and a spectacular New Year’s Eve. Now that the holidays are over and the new year has begun, it’s time to work on your New Year’s Resolutions. A common goal for 2019 is to spend less money. After those expensive holidays, it’s not a surprise that we plan to start saving up in January. But how can you turn a vague wish into an actual accomplished goal?
Setting the Goal
First of all, make sure that your goal is realistic. Of course, everyone would love to have an additional $10,000 to spend by the end of 2019, but if you’re young and just starting your career, this might be too big of a step. Starting with a smaller amount makes it easier to stay motivated.
A common mistake is to set a goal that is too general. If you want to stick to your resolution, it’s best to write down a specific aim. Instead of ‘I want to try and save money this year,’ go for ‘I will save $2,000 this year’.
Furthermore, while saving money may not exactly sound like a fun thing to do, your goal suddenly gets a lot more exciting when you link it to a purpose. When you write down how much you need in order to buy that new car you’ve had on your mind for a while or to finally make that trip to Bali, cutting back on your expenses doesn’t sound so bad anymore.
Sticking to Your Resolution
You’ve set your goal, now the only thing left to do is stick to it… for 12 long months. More difficult than it seems? Cut your end result into smaller goals. Setting a new goal for every month gives you an excuse for a little celebration to look forward to, 12 times a year. Make a list of your average monthly expenses and come up with a plan to differentiate between things you really need and things you could cut back on. After all, saving $200 a month sounds easier than $2,000 a year.
Quick Extra Cash with Provident Loan Society
Unfortunately, the month were we massively plan to save money is also the time of the year that we’re generally the brokest. Lending Organization Provident Loan Society can give you just the little extra support you need to start working on your goals. Provident Loan provides instant cash in exchange for collateral. All you have to do is bring your collateral to one of the five offices throughout the different boroughs of New York City and within twenty minutes, you walk out with as much cash as you need to start the year with. Moreover, as a not-for-profit organization, Provident Loan is able to provide lower fees and lower interest rates than her for-profit competitors. Talk about an easy way to save money!
About the author
Daphne Striekwold is studying International Business & Languages in The Netherlands.