The not-for-profit lending organization, The Provident Loan Society of New York has announced interest-free loans for new customers who are in need of quick cash due to these difficult times. This interest-free loan can be paid back over the course of six or four months. John Higney, President/CEO of The Provident Loan Society, […]
Read MorePawnshops and payday loans are becoming popular sources of fast cash for millennials who need instant help to pay their debts, according to a study by the Global Financial Literacy Excellence Center. Their research found that 42 percent of millennials have used alternative financial services as sources for short-term loans. Roughly 28 percent […]
Read More An estimate to replace, or replacement cost estimate, is probably the most common form of appraisal, though it is not as thoroughly researched or objective as a fair market value appraisal or an insurance appraisal. This appraisal accompanies an item of jewelry when it is purchased and is […]
Read More Types of Jewelry Appraisals Part 2 There are several different types of Jewelry appraisals available when trying to determine the value of your jewelry. In part 1 of our jewelry appraisals, we discussed Written Appraisals & Offers to Buy or Lend. In this post, we will go over Insurance […]
Read MoreWhat is an Appraisal? Simply put, an appraisal is an assessment of value. When it comes to jewelry, an appraisal can take many forms, which I will describe in this blog and others to follow.
Read MorePawnshops are becoming a popular source of quick cash for Millennials who don’t have access to credit or access to a bank account. A recent study by PricewaterhouseCoopers—an audit and taxing consulting company—revealed 42 percent of Millennials are turning to alternative financial services as a source for short-term loans. The […]
Read MoreI’ve been in the pawn industry for over 40 years, all of them with the Provident Loan Society, the only not-for-profit pawnshop in New York State (and probably the country). Pawning is a great way to get quick, short-term cash loans by using a personal item of value as collateral […]
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