New Customers will receive a bonus of  2%*  of their Principal in cash upon making a new loan

Welcome to The Provident Loan Society. Get the money you need today and receive a free cash bonus(1) on your first loan. It’s that easy!!

To get started on your collateral loan,  complete our free online appraisal, or call us toll-free at 1-800-757-7296, or visit one of our five New York City locations. We also offer loans to all 50 states and US territories.

For an estimation on loan fees and interest rates, you can use our loan calculator.

If it’s your first time taking out a collateral loan you might have questions: FAQ


* Terms & Conditions

All loans made through the First Loan Bonus promotion and redeemed in less than 30 days are subject to a minimum 30 day interest charge(4). Regular rates apply starting on the 30th day. The Provident Loan Society of New York reserves the right to cancel or modify any promotion at any time.

Eligibility: New customers(2) with new collateral(3)

(1) The promotion shall be 2% of the principal rounded up to the nearest dollar.
(2) New customers are defined as any individual not in our database at the time of the transaction.
(3)New collateral is defined as any collateral that has not been used for a loan at The Provident Loan Society prior to the transaction.
(4) The minimum 30 day interest charge will not exceed bonus amount.


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