Pawning Redefined

Save Money on Heating and Insulation for the Average New Yorker

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With the month of October comes the end of summer, and that means colder temperatures and higher heating bills. New York City apartments and housing units, especially those without sufficient insulation, can see heating bills skyrocket during the fall and winter months.

Provident Loan Society of New York has tips to save the most money this season on your heating bills and insulation.

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Helping New York Students Pay Off Student Loans

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Many students in New York City have just graduated from college with undergraduate, Master’s, or even doctoral degrees, but most, if not all graduates still face crushing loads of student debt that will take years to pay off in full.

Even worse, not all graduates have found jobs that can help to pay off these loans.

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Why more Americans are struggling to pay their credit cards

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The Federal Reserve is tightening credit as the economy shows signs of strength, ending a prolonged period of low interest rates in the wake of the financial crisis.

As a result, banks pushed the fixed rate on U.S. farm loans recently to a five-year high.

But you don’t need to be a farmer to feel the impact of higher interest rates.
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Back to School with Provident Loan Society

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September is back-to-school month for both young students and their parents. While students are often excited to meet their teachers and take new classes, parents can struggle to make ends meet after spending money on school supplies that classrooms often acquire.

Here are a few ways parents in New York City can save money this September on the school supplies needed for their children:

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Affordable Labor Day Trips near NYC

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For many in New York City, Labor Day is a last hurrah of summer before students return to school.

If you’re looking for festivities and getaways in or near New York for Labor Day weekend, here are a few affordable ways to treat yourself to a mini vacation. And if you’re short on cash for the holiday, here’s a quick guide to covering your short-term expenses.

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