GET THE MOST OUT OF YOUR GOLD
Instant Cash Secured by Your Gold
LEARN MOREInstant Cash Secured by Your Gold
LEARN MOREWelcome to The Provident Loan Society of New York, your trusted partner for low-interest collateral loans. Unlike traditional pawn shops, we offer a quick and easy solution without the need to permanently part with your valuables. Our expert appraisers provide fair market value for a wide range of items, including gold and silver, various types of jewelry and diamonds, and fine watches. With us, your belongings are safe and secure, ensuring a seamless process from appraisal to loan repayment. Once your loan is settled, your treasured items are returned to you, making it a convenient and stress-free experience when you need cash fast!
We understand that financial emergencies can happen at any time. That’s why we strive to make the lending process as convenient and efficient as possible. Our team is dedicated to providing exceptional customer service and finding the best solution for your unique needs. We serve New York City with office locations in Manhattan, the Bronx, Brooklyn, and Queens (we also provide cash loans online).
What sets The Provident Loan Society of New York apart from a regular pawn shop is our commitment to offering lower interest rates and more flexible loan terms. Unlike traditional pawn shops, our interest rates are calculated based on the exact number of days the loan is needed, rather than by the month, ensuring you only pay for the time you use the loan. We provide 4 and 6-month loan terms, and our team works closely with you if you’re unable to repay the loan by the deadline, as we prioritize helping you keep your valuable items. Learn more about our benefits and check out our loan faqs for answers to common questions.

For an estimation on loan fees and interest rates, you can use our loan calculator. If it’s your first time taking out a collateral loan you might have questions, check our FAQ. To get started on your collateral loan, click here to get a free appraisal, call us toll-free at 1-800-757-7296, or visit one of our five New York City locations. We also offer loans to all 50 states and US territories.

Tell us about your item by filling out our online form or just visit one of our loan offices to get an estimate on the spot.

Accept our offer and receive cash instantly for your pledge collateral. You will receive your loan ticket.

Up to 4 or 6 months to pay your loan. Redeem at any time. Renew your loan if needed.
Refer a friend and earn cash! Get up to $100 every time you successfully refer a friend to us
Provident Loan Society continues to serve the people and small businesses throughout New York and across the country with short-term, collateral loans for gold, jewelry, fine watches, and silverware, at rates much lower than traditional pawnshops. Like a pawnshop but better.
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Our jewelry collateral loans in NY provide a fast, secure, and less expensive way to get the cash you need – instantly and with no credit check required!






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