Put your gold, jewelry, and watches to work with same-day cash loans. It's safe, it's discreet, and there's no credit check.Get a Loan
Lower interest rates. Lower fees. Longer loans. Learn why we’re better than the average pawnshop.Learn more
What’s our process? What are our rates? Find answers to these questions and more in one spot.Get answers
“Very nice. Professional service.”
“Great place, honest, (I) feel very safe with my jewelry here.”
“My Father used Provident Loan for many years. Over forty years my family has continued to use (PLS) and feel safe doing so.”
“(Your) professional staff were exceptionally polished in their client service. Kind, always courteous and thorough in follow up with a new client. I was always updated with coming due dates and my telephone calls were always returned in a prompt manner.”
“I really appreciate Provident Loan services. Very quick & efficient.”
“The staff is professional and considerate of your concerns. Thank you.”
“Thank you for continuing to serve the community.”
The Provident Loan Society is a not-for-profit lending organization that provides instant cash loans up to $100,000 for gold, jewelry, fine watches, and silverware.
We’ve been a trusted lending source to New Yorkers for over 100 years. That’s because we’re better than traditional pawnshops, with lower interest rates (26% vs. 48%), longer pay back periods (6 months vs. 4 months) and minimal ticket and handling fees.
Simply bring your gold and jewelry to one of our five convenient New York City locations. We’ll appraise the items right there and make you a loan offer. Then present an I.D., sign a card acknowledging the item’s ownership, and you’ll receive your cash on-the-spot. The entire process typically takes less than 20 minutes. Your items will be safely stored in secured electronic vaults until you pay back the loan. You can also reduce or redeem your loan at any time during the six-month repayment period. Visit one of Provident’s five convenient New York City locations:
Use our onlineto estimate your interest and fees. You can also apply for a secured cash loan , by phone, or .
To learn more, call us toll free at 1-800-PLS-PAWN (800-757-7296) or come in for a visit.