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The non-profit alternative to pawn shops
and high-interest bad credit loans

The Provident Loan Society of New York

The Provident Loan Society of New York is a not-for-profit lending organization dedicated to providing low interest funds to individuals upon pledge of diamond jewelry, gold jewelry, gold coins (only for gold content), watches and silverware. Established in 1894 and founded by dignitaries such as J.P. Morgan and Cornelius Vanderbilt, Provident Loan has long been a trusted alternative to pawn shops and high-interest bad credit loans.

Fast cash at interest rates lower than pawn shops

At Provident Loan you’ll receive the fast cash you need at interest rates that are substantially lower than traditional pawn shops. In short, you’ll save money! And while New York State pawn shops require you to pay your collateral loan back within four months, Provident Loan gives you at least six months. Click here and learn more about the difference between short term collateral loans from Provident Loan versus pawn shops.

Complete the Form Below to Apply for a Loan



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No credit check
If you have less-than-perfect credit and want to avoid high-interest bad credit loans, Provident Loan is your perfect choice. We can provide you with fast cash loans up to $50,000. There is never a credit check and your loan is strictly confidential.
When you need fast cash loans for unexpected situations, depend on Provident Loan, your low interest alternative to pawn shops. Find out how much fast cash you could borrow with your diamond jewelry and gold jewelry and use our loan calculator to estimate interest and fees. If you need more information about our collateral loans, please contact us, visit one of our locations or call Provident Loan toll free at 1-800-757-7296. We’re happy to help and will answer any questions you may have.
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